Tag: equity

ISO vs NSO: Options and the AMT Trap

ISOs and NSOs are taxed completely differently. Get it wrong and you owe a six-figure AMT bill on stock that's now worthless. Here's the full breakdown.

Reading Your RSU Grant Without a Lawyer

RSU grant agreements look like legal gibberish. Most of it doesn't matter. Here's what to actually read, and the questions to ask HR before you sign.

ESPP: Don't Leave Free Money on the Table

Your ESPP is a 15-32% guaranteed return hiding in your benefits portal. Here's the math, the tax rules, and why you should nearly always sell immediately.

Stock Options vs RSUs: Which Is Better?

ISOs, NSOs, RSUs, your offer letter has all three and explains none of them. Here's what each type means, how it's taxed, and which you actually want.

RSU 101: Sell or Hold? The Math

RSUs are taxed as income at vest, not when you sell. Here's the math on concentration risk, your tax hit at vest, and why selling immediately usually wins.