Health Insurance Before 65
The biggest unsolved FIRE problem: health insurance before Medicare. Here's how ACA subsidies, MAGI management, and Roth conversions change the math entirely.
Tag: financial-independence
All the articles with the tag "financial-independence".
Savings Rate: The Only Lever That Matters
Your savings rate determines your retirement timeline faster than investment returns ever will. Here's the math, the table, and how to calculate yours honestly.
Lean FIRE vs Fat FIRE: Pick Your Number
Lean FIRE, Fat FIRE, Barista FIRE, ChubbyFIRE, the full spectrum mapped with real dollar targets so you can stop theorizing and pick your actual number.
Coast FIRE: The Lazy Path to FI
Coast FIRE means your investments are already on autopilot to retirement, no more contributions required. Here's the math and why it changes everything.
Your FIRE Number: How to Calculate It
Your FIRE number is annual expenses × 25. Here's where that formula comes from, what most people undercount, and how to actually make the target work.