Lump Sum vs Dollar-Cost Averaging
Lump sum beats DCA two-thirds of the time. But DCA beats doing nothing. Here's the math, the Vanguard data, and when each one actually makes sense.
Tag: index-funds
All the articles with the tag "index-funds".
Do You Need International Stocks?
VXUS vs. VTI-only: the oldest Boglehead argument. Here's what the data says, where Bogle and Vanguard disagreed, and a concrete allocation range to pick from.
Total Market vs S&P 500: Does It Matter?
VTI vs VOO, FSKAX vs FXAIX, the total market vs S&P 500 debate explained with actual numbers and 30-year projections. Spoiler: you're overthinking this.
Why Index Funds Beat Active Management
Most active funds underperform their benchmark over 15 years. The math on expense ratio drag alone should end the debate. Here's why index funds win every time.
The 3-Fund Portfolio: All You Need
Three funds. That's all it takes to build a complete, diversified portfolio. Here's the exact tickers at Fidelity, Vanguard, and Schwab, plus how to allocate.