Posts
Page 5 of 5
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Mega Backdoor Roth Explained
The mega backdoor Roth lets you funnel up to $46,500 extra into a Roth account per year. Most plans don't support it. Yours might. Here's the full mechanics.
9 min read -
The 3-Fund Portfolio: All You Need
Three funds. That's all it takes to build a complete, diversified portfolio. Here's the exact tickers at Fidelity, Vanguard, and Schwab, plus how to allocate.
8 min read -
Quarterly Taxes: Don't Get Wrecked in April
Owe $1k+ in taxes after withholding? You're supposed to pay quarterly. Here's the safe harbor rule, 2026 due dates, and the math on $30k freelance income.
10 min read -
The HSA Triple Tax Advantage
Your HSA is the only account with three tax advantages. Here's how to turn it into a stealth IRA, and the math that makes it worth maxing every single year.
9 min read -
RSU 101: Sell or Hold? The Math
RSUs are taxed as income at vest, not when you sell. Here's the math on concentration risk, your tax hit at vest, and why selling immediately usually wins.
8 min read
