Topic

Tech Worker Money

Tech compensation is weird. Between base salary, RSUs, options, bonuses, and the alphabet soup of tax-advantaged accounts, most engineers are leaving significant money on the table without realizing it. These posts cover RSU vesting and whether to hold or sell immediately, the mega backdoor Roth (and whether your 401k plan supports it), the HSA triple-tax-advantage play, and 401k contribution math that actually makes sense. Written by someone in tech, not by a financial services marketing department.

9 articles in this topic.

Featured posts

Rolling Over Your Old 401k: A Checklist

Left a job with an old 401k sitting there? Here's exactly what to do, all four options, the direct vs indirect rollover trap, and a step-by-step checklist.

25 Jul, 2026
9 min read
Backdoor Roth IRA: A Step-by-Step Guide

Earn too much for a Roth IRA? The backdoor conversion still gets you in. Step-by-step 2026 guide with pro-rata rule explained and full Fidelity walkthrough.

23 Jul, 2026
10 min read
Reading Your RSU Grant Without a Lawyer

RSU grant agreements look like legal gibberish. Most of it doesn't matter. Here's what to actually read, and the questions to ask HR before you sign.

13 Jul, 2026
9 min read
ESPP: Don't Leave Free Money on the Table

Your ESPP is a 15-32% guaranteed return hiding in your benefits portal. Here's the math, the tax rules, and why you should nearly always sell immediately.

9 Jul, 2026
8 min read
401k Math: What You're Actually Saving

Maxing your 401k doesn't cost $23,500. At a 35% tax rate it costs $15,275. Here's the math, the 2026 limits, and how to stop leaving money on the table.

1 Jul, 2026
8 min read
Stock Options vs RSUs: Which Is Better?

ISOs, NSOs, RSUs, your offer letter has all three and explains none of them. Here's what each type means, how it's taxed, and which you actually want.

23 Jun, 2026
10 min read

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